Quote:
Originally Posted by issybird
$20 is a lot for me to spend at once and nothing on my wishlist is all that compelling, i.e., it's all been sitting there for a long time.
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Same here, but I decided to go ahead simply because it's the best RoI. Even at 3x points, $20 spent only gets you $1.80 in credit. With the punch card, I get $4 in credit for $20 spent.
Overall, that's 20% off. I could just wait and hope for a 20% off (or better) sale on a few books on my list, but that may never happen.