Quote:
Originally Posted by Sparrow
Should perfectly healthy people pay more if they're genetically at higher risk of developing certain conditions?
I think there is a lot of resistance in Europe to letting insurance companies have access to that type of information.
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It is strange though, because this is how most other insurance rates are calculated. Actuarials do all types of research and calculations on this. Think about car insurance. Your rate is based on your age, your driving record, your school record (good student discount) your marriage status, how many miles you drive a year, what you use the car for, where you park it, etc. Life insurance policies rates are based on your age, health, if you are a smoker, and many require a medical exam.
Also, most states in the US mandate a minimal amount of liability insurance if you own/register a car.
Once again not an easy issue.
@socialism - I think in the US when "know" what socialism is. Conservatives use it to label liberals to make them sound much worse than they are. However, I don't think anyone believes that the New Deal was actually socialism, since we know what that term really means. Very few if any people in the US, that I am aware of want the "state" to own and run things. Heck many people want alot of current things privatized like the Post Office and Air Traffic Control and Air Port Security.
BOb