Quote:
Originally Posted by Nate the great
I disagree. In a given year, I pay for insurance based on the probability of needing it.
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There is absolutely nothing for you to disagree with. Look up any introductory economics textbook, and it will tell you that the "system" you supposedly
pay for by paying only when you think you'll need it is untenable. You're not
paying for anything, you're just paying an entrance fee so that the owners will be forced to pick up the tab once you're inside.
Paying is "providing the amount owed," which is rather a lot more than you'd be "paying".
How exactly do you figure the system will sustain itself when everyone puts in $5k and takes out $40k? I mean, you've made it abundantly clear that you couldn't give a rodent's behind about the others, but that just strengthens my case in favor of a system where having health insurance is mandatory.
I guess stealing from others is easy to rationalise when you can rephrase it as "using legal loopholes," but it really is no different. You're still forcing the insureres to raise the premiums for everyone in order to compensate for people like you.