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Originally Posted by TheLongshot
I use credit cards mostly to have most of my expenses as one bill (or three in my case, since I have three). It also helps me get a bigger picture about where my money is going.
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Yes - you have "one bill" with a direct debit card too - you simply have to deposit the money before you spend it, you dont buy on credit.
Quote:
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I've always been wary of debit cards from the standpoint that I don't want my actual money to be THAT easily accessable. Maybe silly on my part, but that's the way I feel.
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Hmm - well .. you can access your money just as easily with a credit card - after all you have to repay the money, dont you?
To "ensure you dont spend all your money" you could simply have multiple deposits and only some of them accessible with a debit card.
--edit: I agree to DixieGal and apologize for the OT. Still the topic is "Cultural Divide" not "How you see each other" and "credit based economy" vs "deposit based economy" is a difference
