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Using noscript, umatrix or ublock origin etc as a plug-in on the browser is more important now than choice of OS or using AV.
Drive by (3rd party scripts, can be adverts on BBC or CNN) can change DNS settings on your router if the default password was never changed. Various things to local PC too. The horrible UAC added at Vista doesn't help much, but user training is more effective than AV.
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