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@Xenophon ... dead on!! You are so getting karma for your posts.
I might add that when I decided to go to college and graduate school and medical school, even though I was in the top 5% (and at times the top 2%) of my graduating class .... I never qualified for financial aid because my mother was in the "middle class." So, I had to work while I went to school.
When I went to law school, I worked full time, and again, never was able to qualify for aid, even though again, I was in the top 5% of my class the entire time. The students who didn't work and didn't bother with things like studying .... lots of them got a full ride, because they didn't have any money. Little Catch 22 there ... I had money because I was working my ass off ... and the only way I could get through school was to continue to work my ass off. They didn't work, and therefore had no money, so even though they apparently didn't spend the extra time studying (based on performance), they also didn't have to pay off massive student loans after graduation.
I think you can guess my response when the scholarship people came to me begging for money after graduation.
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