Quote:
Originally Posted by AlanHK
This wasn't originally about "credit" cards. It was about needing a card to make online purchases (or in more than a few retail shops, over the counter).
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Actually, my engagement in this matter was because when BetterRed said this:
Quote:
Originally Posted by BetterRed
I've never had a credit card. Always lived by the maxim - if you don't have enough money in the bank to pay for it then you don't need it.
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John F replied:
Quote:
Originally Posted by John F
You are aware that you can have/use a credit card and don't have to spend more money then you have in the bank? 
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(pronoun emphasis added)
Maybe John can. Maybe someone else can't. Maybe someone else has a compulsive spending problem or a history of abusing credit.