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We have 2 cards, the Chase earned close to $400 last year. We pay it off every month. The other is a Discover, we haven't used it much lately.
The debit card is only used for getting cash from the atm. We stopped using it at POS, and I've never used it online. PayPal is attached to a secondary checking account, not our main account. We make our cards work for us.
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