Quote:
Originally Posted by ApK
Far better for most to avoid temptation and accidents. There always seems to be a "it's an emergency, so just this once..." moment for 80% of credit card users.
Similarly, if you'd like to cut down on fat and sugar, best not to fill your house with fatty, sugary snack cakes . Still working on that one ...
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I don't see it as cutting down, I see it as going without. Or cutting your nose off to spite your face.
YMMV