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Old 01-23-2022, 10:18 AM   #34963
John F
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Posts: 7,969
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Join Date: Feb 2009
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Quote:
Originally Posted by ApK View Post
Far better for most to avoid temptation and accidents. There always seems to be a "it's an emergency, so just this once..." moment for 80% of credit card users.
Similarly, if you'd like to cut down on fat and sugar, best not to fill your house with fatty, sugary snack cakes . Still working on that one ...
I don't see it as cutting down, I see it as going without. Or cutting your nose off to spite your face.

YMMV
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