Quote:
Originally Posted by John F
You are aware that you can have/use a credit card and don't have to spend more money then you have in the bank?  |
Far better for most to avoid temptation and accidents. There always seems to be a "it's an emergency, so just this once..." moment for 80% of credit card users.
Similarly, if you'd like to cut down on fat and sugar, best not to fill your house with fatty, sugary snack cakes . Still working on that one ...