I have never seen an eBook from Overdrive have three separate versions. If an eBook has ePub, Kindle, and Overdrive Read, that's one copy. You can check it out in ePub or Kindle and still are able to read it online. But once you check it out in ePub or Kindle, that's it for the offline format. You cannot choose Kindle and change your mind and download the ePub without first returning it.
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