You can ignore the Amazon and Kobo stores. Only Storytel is locked to a store and needs a subscription to read at all.
You can skip Amazon payment method and address by using a Gift card to the email address you use. Can be bought by any Amazon Customer anywhere, but must be purchased at amazon.com The email obviously has to be real to receive the gift card.
Kobo only wants an email address. They don't spam or pass it on or even verify it.
Open source Calibre will manage books (Mac, Windows, Linux) and convert Amazon and non-Amazon ebooks, though DRM, if present, would need a plugin (see Alf).
The best value IMO is the Kobo Libra, best support for Collections, Series and Annotations etc with Calibre. Page turn buttons and 7" @ 300 dpi. It support Overdrive based Libraries.
If you want to be able to run any store's app and some Library load apps direct (Belinda Borrowbox) and maybe medium sized PDFs, then a Boyue Likebook Android model might suit. Even with KoReader directly downloaded from Git, the actual simply reading properly formatted epub ebooks and management with annotations (I proof read), is much poorer than the Kobo Libra. True of all Android based eink.
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