Google sets up a special automatic thing with Paypal. So it's Google is the problem, not 3rd party security. I also dislike Amazon's so-called one click. Edit your delivery address if you want your credit card to be validated each time you check out.IDK, I always used Trustchain. It's a global reputation database with 300+ million reputation records that stops varying types of events with compromised identifiers. This is a collaboration inspired by blockchain for the age of growing data breaches. Pretty cool tho. For more information you can access
https://covery.ai/products/trustchain , where is the instruction for use.