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Old 04-15-2021, 04:49 PM   #34241
ApK
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Posts: 7,393
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Join Date: Feb 2010
Location: NJ, USA
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Quote:
Originally Posted by binaryhermit View Post
I mean presumably you could read braille with your bare feet.

Assuming you understand braille, of course.
If you're sensitive enough, I imagine you could read braille by pressing a page anywhere against your skin, which would make for interesting sleep-learning opportunities, among other things.
But I digress....

Quote:
Originally Posted by 4691mls View Post
So apparently I am the idiot here. After I corresponded with the company by email it turns out the number I wrote down was not a confirmation number but an account number. Apparently either I misread the screen or copied the wrong number from the page. I dunno.

I am thinking about signing up for my credit union's bill paying service. I've got to look more into how it works.

Some of the advantages to using your own institution's system (presuming you like your institution and you are comfortable using their system) are:
1. You have the consistency of paying everyone the same way.
2. All your payments are together in one place for organization and clarity.
3. You mostly have to only deal with your institution for questions and problems.
4. You can pay almost anyone, whether they have their own system or not.

Some of the disadvantages are, since some payees get sent a paper check rather than an electronic payment:
1. Payments can take longer to post.
2. Payments can still get lost in the mail, or lost by the payee after they receive them.
3. You don't get an immediate confirmation number showing that the payee received or acknowledged the payment, just that you've tried to send it.

For me, if a service has a system where they automatically take their payment and I don't have to do anything at all on my end once it's set up, I use that. My power bill, for example, is on the equal-pay budget system, so they just auto-draft the same amount each month, and I never have to go into their system.

If I have to do something myself each time I make a payment, I would usually use my bank's system, though in reality, I'm down to so few and infrequent payments that I have to send manually, it doesn't matter. Logging in to the DMV or my city's utility bill system a once or twice a year is just as easy as using my bank, and the payments post faster.

Last edited by ApK; 04-15-2021 at 06:11 PM.
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