@peaceridge when you create your initial trade-in, that is when you have the option to choose your payment method. Phobio offers a Costco, B&H, and Apple Gift Card as methods in which you can get your payment in. The payment depends on what type of trade-in you are completing with us and which website or trade-in portal you choose. Apple offers to refund the trade-in purchase back to your original method of payment as well.
Once a trade is initiated, we cannot change the payment method, unless you cancel the whole trade-in before sending the device to Phobio.
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