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Originally Posted by pshrynk
If you have any remote connection with being in the Military you might want to consider USAA, one of the best insurance companies ever. Low rates, great coustomer service and they'll take on the insurance company of the bonehead that rear-ended you and then tried to make it your fault for driving on public streets (the insurance company, notthe bonehead, he ws jsut high.)
They even have a sense of humor. I once backed out of my drive into my neighbor's car. When giving the information over the phone, the adjuster first apologized for asking some nitwit questions, because he had to , then asked if I'd made any statements about the accident. When I replied that I had, saying, "Oh shit!" he about cracked up. Then he asked if my neighbor had made any statements, and I replied, "Oh, well..." Didn't skip a beat and went on tot he next question, which was applicable.
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I like my insurance company really. It's just the idiots that take the initial call I could do without.
When I told the adjuster the questions I had been asked, he laughed his ass off.
Quote:
Originally Posted by yvanleterrible
My sister in law had her car totaled by hail. The cost of repairing is higher than the cost of a car.
To help with insurance, she had the presence of mind to take pictures of the mess and she even put some chunks of ice in the freezer.
That kind of damage is frequent here, so insurance companies are used to the fact. And what helps is that most neighbors would have the same damages too.
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I went by the Ford collision center today since it is by Wal-Mart and I needed to refill my pain meds and to get some saltines and stuff for placement next to the sick bed.
Anyway, there were other cars there where the entire roof was pushed in and all the windows broken. The car rental place has no cars ... they were cleaned out this morning, and the body shops estimate that they will be booked up for several weeks.
They did a verbal estimate for me, so that I could at least give some information to GMAC when I spoke to the adjuster. It will be several thousand to repair, but less than the cost of a new Lincoln MKX with less than 2000 miles on it.
I told the adjuster that it would be a few weeks before anything could be done, but I had wanted to report the claim in a timely fashion.
I also dropped "Einstein", the giant, goofy stray dog that was dumped here the other day, to the vet so they could check him out, give him shots, have him neutered if necessary.
You people would have laughed yourselves sick to see me trying to get him into the back of the car. Me, fever probably about 103, wrist still splinted, trying to lift a struggling 60 pound "puppy" into the back of my pockmarked car and then having him jump out and run around several times before I finally got him secured and got behind the wheel.
I named him Einstein because ... we'll he's a complete idiot. I wish I could keep him, the girls LOVE him, and were howling their heads off as I drove him away. But, I don't see how that's going to work ... not with the lawsuit over the number of animals I already have.