Don't recall selecting Kindle 2 as a device when I signed up here, must have been a Freudian Slip indicating my desire.
I didn't use a credit card to buy the book. I used a credit card to put $25 on the MicroPay fund, then selected MicroPay to buy the book. THEN, after buying and downloading the book, I discovered you have to have a credit card on file to 'Unlock' the book. I tried the credit card used to fund the $25 in the MicroPay account.
Got a response from Fictionwise and though their example shows entering the last four digits of the credit card, you must enter the entire number. Did so and VIOLA!
Another satisfied customer! I'm hopeful that they weren't answering today because they are designing the perfectly seemless ebook software store they will implement as a Barnes & Noble ebook-seller. Thanks Fictionwise. And I'll let you know how the book is later (no spoilers, please.)
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