Quote:
Originally Posted by DMcCunney
I had a dental plan through a previous employer.
My dental coverage was "up to the amount of premiums I had paid in." There was no equivalent of catastrophic care coverage. When I was having extensive work done to get where I am, the dentist and I played games with timing, doing work and submitting claims when the money would be there to cover it.
I would have preferred to self-insure and just put money in an account intended for that, but my employer wouldn't do that and I had to deal with the insurer.
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Dennis
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This is the one arena where you would think that a co-op/pool would actually make sense, but that seems to be NOT what happens with private dental. At all. Every plan I've seen or heard of, in the private sphere, is effectively "up to the amount of the premiums" or close enough as to (as they say) make no nevah mind.
Frustrating as hell.
Hitch