Quote:
Originally Posted by Hitch
I have yet to find a private dental plan that would actually save me money. What's covered (cleanings, etc.) costs less than the premiums. And if you need something big (root canal, caps) the payout is less than you've paid. It's absurd.
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I had a dental plan through a previous employer.
My dental coverage was "up to the amount of premiums I had paid in." There was no equivalent of catastrophic care coverage. When I was having extensive work done to get where I am, the dentist and I played games with timing, doing work and submitting claims when the money would be there to cover it.
I would have preferred to self-insure and just put money in an account intended for that, but my employer wouldn't do that and I had to deal with the insurer.
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Dennis