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I agree about price, but the example quoted is the version with the fastest processor, which the average home user doesn't need. The lowest tier processor 27" starts at 1799, the middle tier at 1999. Add 200 for 16 gb of ram and 200 for 1TB storage and you have 2399.
For my money the 21" is good enough. This iMac I'm currently using is about 6 years old, still going strong and I think I paid about 1200 for it.
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