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I do have all my active libraries in Dropbox and have had for many years. But yes, accidents and conflicts happen very easily. I have several backups on local and external drives, and I check my main library almost daily for errors and conflicts. So, unless one is very-very careful and takes precautions, I would not recommend keeping an active library in a cloud. At least keep your backups outside Dropbox and up to date, so you can restore easily if something serious happens.
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