AFAIK, the vfat thingy on newer kernels only ever affected Kindles (which implement vfat and USBMS in a very, very, very specific way, so it makes sense that it'd be a special snowflake).
Short of Nickel botching lazy unmounts causing the dirty but flag to be set, which is mostly harmless, I haven't seen a database failure on a sane device in a good long while.
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