Kindle does nor support Overdrive. If you want library books, Kobo is the way to go. Kobo is also relatively better at PDF compared to Kindle. As for the annotations, Kindle and Kobo are about the sams in that aspect. However, the 'saving news articles for later reading' is Pocket capability, which only Kobo supports. If these 4 things are the things you need in an eReader, I highly suggest you go for the Kobo Libra.
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