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We've used WU a few times in past years when our daughter lived out of state and before she had a PayPal Account. The Rite Aid Store that is a block away offers it.
We only use our debit card to get cash from the bank. We don't use them at any POS terminals anymore. We have the same protections as a credit card, but it can tie up the account if there is a problem. I don't even have PayPal attached to our main checking account.
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