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Originally Posted by DMcCunney
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Where does it say it is a hardware limitation?
No. It is not a hardware issue. The issue is if the software is hardcoded to respect the limitations imposed by the SD card specification.
Yes there are differences in slot hardware as well as in the software. But if you reformat a 64 or 128 GB SD card to FAT32 it is usually perfectly usable in a device that "officially" only allow 32GB cards. As I understand it this is a licensing issue. Microsoft only license use of FAT32 for SD cards up to 32GB. This also means that the SD card specification follows this limitation.
I have personally successfully been using 64GB and 128GB FAT32 SD cards on devices with specs allowing only up to 32GB. I have also failed to do so. However I have been successful more often. At one time it seemed to work fine as long as I didn't connect to another device. If I did it reduced the size of the card to 32GB. So I removed the card when I wanted to update the contents and used a SD card reader. Worked perfectly fine then.
What the actual limitations are is not publicly known. It depends on the SD card slot hardware in combination with the device software. Not on the official SD card specification.
It is well worth a try, if you are capable of reformatting the card.