Quote:
Originally Posted by DiapDealer
I guess I'm not familiar enough with the service. I'm seeing 1 or 2 credits per month depending on the membership plan. Which doesn't seem to me would cause much hardship keeping up. Under what conditions would they issue a member more credits (than those included with the membership fee), and when must they use them by to keep their account active? Can't they simply change their plan to the 1 credit per month plan if they can't keep up? Didn't I also see something about placing an account on hold once per year (for up to 3 months)?
Help me to understand the runaway credit situation. 
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You're overthinking this! Even with a one credit per month membership, you might be getting credits faster than you use them. You can suspend your membership once a year. People still accumulate a backlog of credits and have no choice except to keep buying new credits in order not to lose the old ones.