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Originally Posted by Sirtel
Ditto here. Also almost everyone uses a debit card when shopping, and hacking or stealing card info is exceedingly rare. Many people even don't have credit cards here. Mostly those who travel often or shop internationally.
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Hacking/stealing card info was very popular here for a while. Most stores now have their POS card reader/terminals configured even if they are accidentally disconnected momentarily, it needs to be re-authorized which makes swapping out the device useless. A local Whole Foods was the posterboy store when it turned out they had been hit over 5 times. It didn't help that they didn't want to admit to having been hacked multiple times and took way too long to inform their customers that their credit/debit card information had been compromised.
In Canada, I seem to remember seeing an average of 2.2 credit cards per person. There are those who have none and there are those who are drowning in credit card debt.