I have an ATM card without the Visa or Mastercard logo. The reason. Credit card fraud protection is by LAW,
not by the good will of the issuer (who can take a long time to give it back, if ever)
My credit card info has been stolen 2 times (both had chips) in the last decade. The weird thing: I only have it linked online in less than a dozen places. I use cash locally because of all the 'skimmer' devices found. I pay the City Utilities by check because they have made billing errors more than once. Keeping the money is far better than waiting for them to give it back
A DVD is overkill. My entire Library would fit on 2 dual layer discs
A CD is 700MB (

The last CD I burned was when I ripped a couple of my LP's

to CDA so I could play those in my car (no MP3 or Audio input)