Interesting. My credit card company has been actively trying to migrate payments away from checks. They'd really prefer me to pay by computer, but I prefer to use their phone payment system -- it withdraws from my checking account. There's no extra charge for either online or telephone payments.
I'm sure they're benefiting from economies of scale, but they also get their money faster and don't have to process physical payments. I would have thought insurance companies would prefer to go these routes, too.
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