Quote:
Originally Posted by Manabi
Since gas pumps do a test hold, usually around $100, before letting you pump, that makes more sense than it seems at first glance. Their fraud system was probably seeing it as multiple $100 purchases only a few minutes apart, so I can actually understand that one.
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One local gas station does a $200 hold on the account and it takes 48-72 hours before it gets reversed.
Fortunately, the only credit card fraud I personally suffered was quite a few years back. We drove down to California for a family trip. On the way home, we ate dinner at a restaurant in San Francisco where I paid by credit card. After we got home, the credit card bill arrives with two charges from the restaurant in San Francisco as if we had eaten dinner there two nights in a row. When I called the bank, the customer service person pretty much wanted me to prove that we hadn't done so. After a bit of back and forth including calling up their copy of the credit card statement, it was admitted that the charges for eating lunch in Ashland and renting a motel room in Salem and having dinner would have made it a bit hard to have had dinner in San Francisco on the same day. A couple of weeks later, we received a letter letting us know that a couple of enterprising employees at the restaurant had been supplementing their wages by running customer cards through the carbon copy card reader multiple times.