Quote:
Originally Posted by GlenBarrington
Probably from how most people use credit cards it IS suspicious. I recall when mobipocket was an independent French company, buying an eBook from them, and 5 minutes later getting a call from my Credit Card company asking if this was a valid purchase.
On the whole, I'd rather they be safe than me be sorry.
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So would I, but they really need to work on their fraud detection. One good example, I used to rent a server from a German company. I'd been paying for it monthly on my debit card for five to six months, no problem. Then it got declined by the credit union's fraud detection. Okay, fine, I called and got it sorted out.
They declined it again the next month, as potential fraud. At that point I'd been paying the exact same amount to the same company every month for half a year
and had already called and confirmed it was a legitimate
recurring charge a month previous. It was pretty obvious they had changed something and the algorithm was now
"if charge is from another country, it's fraud."
I was able to bypass that bullshit by switching to paying by Paypal. Still got charged to the same debit card, but now that it was from a US company, they stopped declining it.
A friend of mine online had a similar problem but his bank would even decline the Paypal charges. Not every month, but every couple of months, with no pattern, he'd have to go talk to them and get it fixed. He'd been paying for his server for three to four
years at that point. Monthly charges at the same price the entire time.
I'm not reassured that my credit union or his bank would catch any
actual fraudulent charges.