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Old 02-23-2009, 11:44 AM   #234
HarryT
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Posts: 85,557
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Join Date: Nov 2006
Location: UK
Device: Kindle Oasis 2, iPad Pro 10.5", iPhone 6
Quote:
Originally Posted by daffy4u View Post
We have to refinance in order to get a lower rate (depending on the type of mortgage you have). My own Mortgage is at a "fixed" rate., so it never changes no matter how interest rates change. If rates are going up, having a fixed mortgage is good. If rates are going down, if you can qualify and the rates are low enough, it's best to refinance.
Thank you for explaining that - I didn't know that's the way it worked for you.

Now, back to talking about the Kindle!
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