Fortunately, my local library does use Overdrive! After browsing for some books I plan on reading, it seems that they are all available either in Kindle/Overdrive/Epub formats - so that may be less of an issue than I expected.
Regarding the Kobo H20; I like the size, comfortlight option, and Overdrive/epub compatibility. I think the primary downside for me is having to manually connect to the PC to transfer library books. I borrow books pretty frequently and a wireless download feels like a big convenience.
I do have a Nook, but probably only 10 books on it that I would eventually want to convert/transfer over. It's been a great little device, but I always forgot to use it. When I recently tried using it again, it seems sluggish/laggy. Now that I find myself increasing my reading habits, I want the convenience of saving some trips to the library.
All that said, I'm now leaning towards the Kindle Voyage/Oasis. I will probably go to a local Best Buy so I can test out the size/feel of the devices.
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