As Peter said, the Kobo Aura 1 will make for the most seamless borrowing experience. You can borrow directly on the device and download the book to the device over your wifi. With the other Kobo devices you can borrow books from an Overdrive supporting library and use Adobe Digital Editions to download the book to your computer, but then you have to connect your device to your computer via USB to get the book on to the device.
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