Slayda- thanks for the info.

I will try and interpert some of it, however, I do know what a LRF and DRM is! Hey, baby steps. Right now I just want to be able to download books without messing up. Which isn't hard for me.
I do play on Baen (love them!) and Fictionwise and BookonBoard, along with eHarlequin, but I really wish they would put up a chart, list the formats and what readers are compatible. One of the sites does that but I can't remember which one. I should make my own chart.
As for using other programs, like the conversion one, is just beyond me. At least for now. I suppose if there was someone around here that could physically show me how, I would be better off. I am one of those "hands on people"!
we won't even discuss my daughter trying to talk me through downloading uTorrent and Demonoid yesterday. I gave up!!