Quote:
Originally Posted by HarryT
Nope - it doesn't need an Internet connection. It communicates with the payment terminal using NFC (exactly the same as contactless payment using a credit or debit card does), and the terminal talks to the bank. There's absolutely no difference between using Apple Pay and a contactless card. It works even if the iPhone is in Airplane mode.
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Well, just to be pedantic, there is one difference: As the chips in contactless cards are inherently passive, they are potentially susceptible to NFC sniffing. The iPhone doesn't beam anything out until you give if your fingerprint, and even then each transaction is given a unique code.