4) Amazon insists on having a card on file for one-click.
What I do is have a (now voided *) card number on file.
That way, if I or anyone else tries to buy something with my one-click account feature, I get an e-mail asking me to update my payment info.
That does slow down the one-click process by a request and a reply to the 'please change payment' e-mail, but it gives me positive control of any charges made to my account by one-click.
* The card was valid when I listed it, so it would pass their card checks.
Then a day or two later, I called my bank and ask them to issue a new card number for my 'lost' card.
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