Quote:
Originally Posted by DiapDealer
You're assuming everyone would fall prey to carrying balances on their credit cards like you did. Many people are perfectly capable of only spending that which they can afford to spend that month. I've been a Prime member for several years, and I've never once carried an Amazon balance on my credit card from one month to the next. Some people (even--or especially--those of lower income) know that over-extending themselves with credit card debt is a recipe for disaster. Using a credit card for online purchases does not inherently imply over-spending (Prime or no Prime).
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My spending hasn't gone up just because we have Prime. If we need something we get it, if we don't need it, we don't buy anything. * Over a certain amount, hubby and I talk about all purchases. Credit cards paid off every month.
Though there are months when he asks how did the bill get so high. Then we go over every purchase. It is usually well we did this $50,(oil change) and then that $60,(battery)$100 on the gas card, vacation $100. Found the extra $300 in a hurry. That was the last one.
*except cookbooks and stuff from the thrift shops at times.