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Cinisajoy · 05-20-2017, 12:23 PM

Hi. I have another idea for you. It will probably be painful for the first couple of weeks.
Do you have any vices?
If you smoke, cut your consumption in half and put that money back
Repeat that process the next week.
Repeat until you are down to 2, then just quit.
Put all that money back for an editor.
Do you drink on a regular basis. Do the same as above.
Do you go out to eat several times a week/month?
Cut those times down. Put the money back.
What about sodas? Switch to water or tea or coffee. Put the money back to pay an editor.
Follow my advice and within a year, you will have a nice chunk of change. Heck even putting back just $5 a week will net you $250.

Oh one other thing, if you have cable, Dish or Direct call them and see what they can do.
We have Dish, I called about their flex packages. I have the cheapest DVR. My bill had been $114. I got rid of HBO and that brought it down to $107. I then cancelled the locals which brought it down to $97. I didn't figure 3 shows were worth $10 a month. I bought a small antenna ($6.99 at Amazon) for in case we need the local radar. For news, I can go to the websites. Then I went to the smallest flex package and added the action pack. The only channel I lost that we actually watched was the Science channel. (Haven't missed it.) Our total bill now is 64.77. That is a $50 savings a month.

Another suggestion is watch the sales at the grocery store. Just be careful of the buy this, get that free. At Thanksgiving or Christmas, our local grocery store has a buy a high priced ham, get a turkey free. It was actually cheaper to buy a lower priced ham (and slice it ourselves) and the turkey.
If you have a higher priced store in town, check their ads. Their brand is comparable to the brand names and usually cheaper than Walmart when on sale.

Oh on the smoking: We quit over 10 years ago. We made good down payments on both our car and our truck. Not to mention other stuff we have picked up.

Oh I forgot, if you have a landline, see if you can save any money there. I cut off the prepaid long distance (since we both have cell phones) and save $20 a month. The only person I ever called on it was my mother and if she doesn't want to talk to a cell phone she can call me back since she kept the prepaid long distance.

Sorry about the novel but when it comes to saving money, I could almost write a book.

05-20-2017, 12:23 PM	#34
Cinisajoy Just a Yellow Smiley. Posts: 19,161 Karma: 83862859 Join Date: Jul 2015 Location: Texas Device: K4, K5, fire, kobo, galaxy	Hi. I have another idea for you. It will probably be painful for the first couple of weeks. Do you have any vices? If you smoke, cut your consumption in half and put that money back Repeat that process the next week. Repeat until you are down to 2, then just quit. Put all that money back for an editor. Do you drink on a regular basis. Do the same as above. Do you go out to eat several times a week/month? Cut those times down. Put the money back. What about sodas? Switch to water or tea or coffee. Put the money back to pay an editor. Follow my advice and within a year, you will have a nice chunk of change. Heck even putting back just $5 a week will net you $250. Oh one other thing, if you have cable, Dish or Direct call them and see what they can do. We have Dish, I called about their flex packages. I have the cheapest DVR. My bill had been $114. I got rid of HBO and that brought it down to $107. I then cancelled the locals which brought it down to $97. I didn't figure 3 shows were worth $10 a month. I bought a small antenna ($6.99 at Amazon) for in case we need the local radar. For news, I can go to the websites. Then I went to the smallest flex package and added the action pack. The only channel I lost that we actually watched was the Science channel. (Haven't missed it.) Our total bill now is 64.77. That is a $50 savings a month. Another suggestion is watch the sales at the grocery store. Just be careful of the buy this, get that free. At Thanksgiving or Christmas, our local grocery store has a buy a high priced ham, get a turkey free. It was actually cheaper to buy a lower priced ham (and slice it ourselves) and the turkey. If you have a higher priced store in town, check their ads. Their brand is comparable to the brand names and usually cheaper than Walmart when on sale. Oh on the smoking: We quit over 10 years ago. We made good down payments on both our car and our truck. Not to mention other stuff we have picked up. Oh I forgot, if you have a landline, see if you can save any money there. I cut off the prepaid long distance (since we both have cell phones) and save $20 a month. The only person I ever called on it was my mother and if she doesn't want to talk to a cell phone she can call me back since she kept the prepaid long distance. Sorry about the novel but when it comes to saving money, I could almost write a book. Last edited by Cinisajoy; 05-20-2017 at 12:27 PM.