@ Turtle -- already deleted the little epub I made to test, but will recreate in A.M. and do as requested, thank you!
@ Tex -- Well &*^%$ me!!!

Very much appreciate that post (read it 3 times). I get your point... will revisit all in A.M.
One thing that mitigates all the points (AFAIC anyway) is that this is a how-to book, so if someone wants red or blue text and a different typeface, and the captions are in black arial, that's not a deal breaker to me, and I can't see it being one to the reader since this is a utility book. (And if people don't mind hanging captions that don't appear by the image and other flakey stuff... then... ) I also won't be updating any pics in the future. If years went by and something made that necessary, I'd probably just pull the book at that point. My main publishing focus will be fiction (with NO pictures!)... I just thought I'd throw out this how-to "quickly" and it turned into this huge project... the hardest book of all I could have chosen to do, esp as a first ebook.
But I hear what you're saying and it's always best to err on the side of caution, and I know enough to know I don't know anything, and you've been through this and are cautioning me, and I am listening. I will re-do Turtle's suggestion in A.M. and look more closely at your code too to see if my pea brain can manage to figure it out (looked like a lot of captions?) and see if I can get up on this horse.
I very much appreciate everyone's help.