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"All your adult life" is a bit deceiving, I believe the threshold is something like 25 quarters or six years and three months, not necessarily consecutively. Then your pension is based on the total amount of your payroll taxes over your lifetime. Someone who earned minimum wage for the minimum amount of time will receive very little, certainly not enough to live on.
I am fortunate in that I have paid payroll taxes for fifty five years, although most of that was at a relatively low salary, so my pension is more than most. However if that was my only source of income it would still be below poverty level. Again I am fortunate in that it's not my only source of income.
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