Make sure and check that checkmark. I know for sure that I had mine set not to automatically renew. I always make very very sure its not checked for those reasons. Last time there was an update I didn't until someone here said it was ok. Then I unchecked the box right away. That was October 6th/7th. Now on both of my computers the box was checked. I caught it in time. But it won't help me in the long run.
I tried the download to computer with usb thingy using one of my older kindles, but that file can't be open it still has drm. So as I thought, I have no clue how to do it outside of the program. Now just depends on how long they let me keep this version.
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