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You CAN combine payment methods to use up your Ebook Bucks. Can't use Paypal, have to use a credit card and the price of the book must be more than $1 more than the Ebucks you have. They can't process credit card payments of less than $1.
Found that out a couple of weeks back and, thanfully, used up all my Ebucks then as well as getting my latest every 10 free code and used that right away as well.
I can't navigate the site at all right now, it's an exercise in frustration and refreshing to get nothing. Sucky of them to announce and close down in 3 days and only want to pay authors 10 cents on the dollar??? Outrageous.
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