that should not matter, I buy " peace of mind" also, it takes immediate effect and lasts for 3 years
I've done the same with many Dell PCs - was it cost effective - no , would I do it again - probably yes.
is for that nice feeling that if it breaks it's someone else's problem - not mine .
do you insure against your house burning down ? - how often have you needed to use it ?
does
not having claimed yet make you want to
not pay the next premium ?