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Originally Posted by Hitch
Kats:
My sole comment to you, about this, is this:
67 or so gets here a LOT BLOODY SOONER than you would think, at your age. Trust me on this.
Remarkably, you may not feel that you should just keel over dead, or what-have-you, once you get there. |
That's the entire point. I expect to be alive at 67, and to live another 20 years. As far as I can see now, I will be basically broke for those 20 years.
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And (presumably, this isn't a political comment of any kind??? Not intended to be), yes, unemployment/welfare and all that IS supposed to be a backstop of last resort. Isn't it appropriate to live on one's savings, if you lose your job? Or am I just hopelessly old-fashioned about that stuff?
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IMHO, welfare and such should be enough to pay for the bare necessities of living. I wouldn't even have a problem with it if there was a rule that stated "if you are still in welfare after 6 months, we expect you to start using X amount per month out of your own savings."
As it is now, you basically don't get ANYTHING until you're near to completely broke, and with today's job market where companies are looking for a sheep with five legs that can lay golden eggs, being unemployed happens sooner than you think.
It happened to me twice (one bankrupt company, one company that packed up three-quarters of the jobs and moved them to Poland), so I expect it to happen again, someday.