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I really like Scribd. I mostly read their books on my iPad Mini and iPhone. You are allowed to roll over your monthly credits up to 9 ebooks and 3 audiobooks. Their "Scribd Selects" program for zero credits each month is so good that I'm finding I don't use all of my credits! So far this year I've read $295 worth of books. That's a much larger savings than the subscription cost. I don't re-read so I don't care if I lose access to the books if I cancel or if they shut down.
Their FAQs say that if you stop the service and then decide to reactivate your account that they will restore your previous history.
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