Quote:
Originally Posted by Blossom
Hubby's state job wants $268 a month to cover me with a huge deductible of $600. When he worked for the factory in Tennessee we paid $20 a week and the deductible was $100-$150. It was a union job though.
Currently we are not Insured. I can't pay that much for health insurance.
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I don't want this to accidentally digress into some other forum, sub-forum, or thread; and I fully understand that "expensive" is relative, of course, but...
I'd be bloody THRILLED if I was paying that. We pay more than 5.5 (Five and one-half) TIMES that much, each month, and your deductible is not even 10% of ours--EACH.
For two people who, until a year ago, were never ill. Not even colds. No weight issues, no diabetes, no heart issues, no cancer, etc. (Yes, Mr. Hitch has been ill this past year--but our rates went up the MOMENT that the perfectly great plan we had was CANCELLED due to the Unaffordable Care Act--so this is now going on 3 years.)
Our rates go up, and our deductible, etc., EVERY YEAR. Why? Why don't we have everything that was promised? Well, gosh, kids, if you don't happen to be URBAN-dwellers, the plans become scant on the ground. Yes, there WAS a less-expensive plan available, as long as I didn't mind driving more than 80 miles, each way, for any type of medical treatment, including emergency care.
Yup..."affordable" care means, the people who have jobs get the holy s*** taxed out of them, on one hand, and then get hosed by their insurers, with the other hand, paying for all the "have-nots," so that those of us who actually HAVE JOBS can be crushed under the weight of our obligations. Our pain factor was, if we used EVERYTHING and met our deductibles, including premiums, ~$12K/annum. Now?
It's over $30K per annum. Yes: you read that right. If we meet our deductibles, we pay, out of our pocket, more than $30K/annum. And, NO: we are not rich. Not by any means.
I have to stop now, because I become so irate every time someone talks about "managed" health care, or "affordable" health care, etc., that I'm going to pop my own damn clogs.
</rant>
Hitch