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ProfCrash · 07-12-2016, 02:56 PM

I was thrilled with the insurance I had when I gave birth. I am thrilled most of the time because we are paying for a plan that allows us to choose our Doctor and go to specialists without needing referrals. This is the first time I have had a medication issue and I was baffled when my Doctor gave me the pneumonia vaccine and told me she would make sure that insurance covered it.

I understand that insurance does not want to pay out for a ton of medicines because they are the new fangled thing and people want them. I have no problem using most generics, as long as they have been demonstrated to be as effective as the original medication. But I should not have to change medications totally because the insurance does not want to cover what my Doctor has said I needed.

But I am lucky and can afford a great medical plan with low deductibles. I have friends who have to wait weeks to get a cast put on because they have to go to their primary care doctor, get a referral, go see that doctor and then have the treatment approved. That is crazy.

Anyway, I am miffed but breathing better.

07-12-2016, 02:56 PM	#28084
ProfCrash Tea Enthusiast Posts: 8,554 Karma: 75384937 Join Date: Jul 2010 Location: Somewhere in the USA Device: Kindle1, Kindle DX Graphite, K3 3G, IPad 3, PW2	I was thrilled with the insurance I had when I gave birth. I am thrilled most of the time because we are paying for a plan that allows us to choose our Doctor and go to specialists without needing referrals. This is the first time I have had a medication issue and I was baffled when my Doctor gave me the pneumonia vaccine and told me she would make sure that insurance covered it. I understand that insurance does not want to pay out for a ton of medicines because they are the new fangled thing and people want them. I have no problem using most generics, as long as they have been demonstrated to be as effective as the original medication. But I should not have to change medications totally because the insurance does not want to cover what my Doctor has said I needed. But I am lucky and can afford a great medical plan with low deductibles. I have friends who have to wait weeks to get a cast put on because they have to go to their primary care doctor, get a referral, go see that doctor and then have the treatment approved. That is crazy. Anyway, I am miffed but breathing better.