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Well if you sell it for $20 and owe $100 on it, you have lost $80.
I didn't want you to lose money.
Besides whatever you owe on it is probably a good asking price since you haven't had it long.
You do not want to be paying on something you no longer own.
That is not financially smart.
And I do figure $20 off retail is a good price for one that new.
Rather like a few years back, car dealer offered to pay off our truck, then literally added what we owed onto the new vehicle. Needless to say: he lost a sale.
I asked him why should I pay for something I no longer own.
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