Quote:
Originally Posted by pilotbob
What's in your wallet? Gee there are so many cards out there and they all want your business. If you paying off every month you really should have one that is good for that scenario. We use Citibank which gives straight cash back. Also, discover has a good cash back, and also they will have bonus cash back for various stuff. Like one money might be 5% on gas, another month 5% on entertainment stuff.
The only funky thing about Citibank is they limit the card to $300 cash back per year. But, we just got a second account so when one cash back is maxed for the year we use the other. Stupid that they let us do this, why not just not limit cash back.
BOb
HINT: Sign up for mint.com its totally free.... once you have your accounts in there they will suggest areas you can save. Credit cards are the most popular savings they list.
|
I had this one in college and it did the trick, but I can't switch right now since I am applying for a mortgage. Once that's over, I'm dropping that card so fast Citi's heads will spin (it's a citi card).
I stay away from online account trackers, I do all of my finances on a spreadsheet. I feel more in control that way (makes me keep track off all purchases).